Small Business Financial Assistance

Whether you are looking to finance a start-up, help your business expand, or get your business through financially rough waters, there are many resources available to small business owners to help them find available loans and grants.


California Capital Access Program

The CalCAP California Capital Access Program insures loans made to small businesses to assist them in growing their business. Loans can be used to finance the acquisition of land, construction or renovation of buildings, the purchase of equipment, other capital projects and working capital.

There are limitations on real estate loans and loan refinancing. The borrower's business must be in one of the industries listed in the qualified Standard Industry Classification (SIC) or the North American Industry Classification System (NAICS) codes list.

Count Me In for Women's Economic Independence

Count Me In for Women's Economic Independence is the leading national non-profit provider of microloans and business education for women entrepreneurs. Count Me In provides microloans ranging from $500 to $10,000 to women who are starting or growing their business. First loans must be $5,000 or less, but each time a loan is repaid in full business owners are eligible to borrow again.

Small Business Administration (SBA)

The SBA is an independent agency of the federal government to aid, counsel, assist and protect the interests of small business concerns and protect the interests of small business concerns; helps start, build and grow business.

Los Angeles County Economic Development Corporation (LAEDC) Business Assistance Program

The LAEDC Business Assistance Program offers free, confidential assistance to business owners, decision makers and consultants representing large and small, domestic and international businesses. Their business team can facilitate access to private and public financing resources for your business in conjunction with other technical assistance. Contact the LAEDC for more information at (888) 4-LAEDC-1

Los Angeles County PACE

As a property owner or manager, you know that lowering your building's operating costs is important to your bottom line and cash flow. By upgrading or retrofitting your building to use less energy and water, or produce clean energy, you can save money on your utility bills while increasing your property's value.

In an effort to make these energy improvements more attainable for property owners, Los Angeles County is now offering the Property Assessed Clean Energy (PACE) Financing Program for these types of improvements. Unlike a traditional loan, PACE financing is paid back via an assessment on the property tax bill. PACE financing allows owners of commercial properties to finance up to 100 percent of the cost of installing energy-efficient, renewable energy and water-saving improvements and immediately enjoy the benefits of lower utility bills.

Small Business Assistance

The Long Beach Small Business Development Center (SBDC) satellite office in Pasadena City College is available to help companies and entrepreneurs start, maintain and grow their business.  Free services include business and marketing plan creation, small business loans, employee training and technical assistance.